Loans For Investors,By Investors.

100% Financing
No Credit Check
No Appraisal

We make private money loans with the same criteria that you buy.

Peach State Capital knows the challenges related to borrowing because we’ve been there. We understand the excitement of closing a deal and the stress of unexpected hurdles associated with financing. We’re dedicated to keeping borrowing fast and easy.

Our Loan Programs

Diverse Financing Solutions Tailored to You

Why Choose Peach State Capital

We are committed to making lending fast and easy.

With Peach State Capital, you benefit from a team of seasoned fix-and-flip professionals who have purchased thousands of houses. Our streamlined application process and dedicated support team ensure your financing journey is smooth and efficient.

One-Day Money

Peach State Capital’s one-day funding provides rapid closings with a 1% fee and $500-$1000 in document fees, requiring a property valuation below 80% for same-day loans.

Thirty-Day Money

Peach State Capital’s 30-day money suits wholetail investors with a 1% fee, 12% interest, optional 30-day extension, and no renovation escrows or loan conversion.

Six-Month Money

Peach State Capital’s six-month money, ideal for Texas fix-and-flip projects, offers a 2% fee, 12% interest, and up to two 3-month extensions at 1% each, with fast in-house processing.

Success Stories

San Antonio, TX

Loan Amount: $144,900

Type: Fix & Flip
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Mesquite, TX

Loan Amount: $192,500

Type: Fix & Flip
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Fort Worth, TX

Loan Amount: $280,000

Type: Wholetail Loan
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Learn More About Peach State Capital

We’re dedicated to offering not just financial support, but a partnership based on trust, transparency, and shared success.

Insights & Resources

Demystifying Loan-Level Price Adjustments (LLPAs) for Real Estate Investors

Oct 10, 2024

For real estate investors, understanding Loan-Level Price Adjustments (LLPAs) is key to securing the best terms on DSCR (Debt Service Coverage Ratio) loans. These adjustments, which lenders apply based on various risk factors, can significantly impact your final interest rate. By familiarizing yourself with how LLPAs work, you can make strategic decisions that save you…

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Unlock Big Savings with Ternus Lending’s September Offers

Sep 10, 2024

Take advantage of Ternus Lending’s exclusive September offers! Save big with a free appraisal credit on DSCR loans, up to $1,000 off closing costs on Fix & Flip loans, and low-cost transactional funding at just 1%. These deals won’t last—act now to maximize your savings and close your next deal with confidence!

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Loans For IRA Properties: Long Term Rental and Fix and Flip

May 10, 2024

At Ternus Lending, we understand the unique challenges and opportunities that come with financing real estate investments through an Individual Retirement Account (IRA). Traditional lenders often limit IRA-related loans to about 50% loan-to-value (LTV), which can significantly restrict your investment potential. We’re excited to announce a breakthrough in IRA financing that can change the game…

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Connect With A Loan Consultant

Whether you’re looking to discuss a potential project, have questions about our loan programs, or need guidance on your application, our team is here to help.

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